Reasons You Should Be Using Life Insurance

Reasons You Should Be Using Life Insurance

Insurance comes from insurance that has a sense of coverage. Insurance an agreement between the insured / customer and the insurer / insurance company.

The insurer is willing to bear the amount of losses that may arise in the future after the insured agreed on the payment of money called the premium.

Premium is the money spent by the insured in return for the insurer. Based on the Commercial Code (KUHD), insurance is an agreement.

When an insurer binds himself to an insured, by accepting a premium, to provide reimbursement to him for a loss, damage or loss of expected profits, which he may suffer for an unspecified event.

Paying insurance premiums adds to the financial burden. Really like that? With the insurance we can avoid something bad that can befall. Especially the two most valuable things are our lives and our health. That is a strong reason for us to have insurance.

In essence, insurance is a powerful way to overcome the losses caused by the disaster so we do not need to bear alone as quoted from, Friday (19/08/2016).

A. Your Insurance Protected Risk

Indonesia is the country with the highest crime rate in the world. Many expensive risks that threaten Indonesian citizens include:

  1. Road accidents
  2. Experiencing acute health problems
  3. Can not work because of permanent disability
  4. Loss of property (due to theft, fire, etc.)
  5. Loss of income due to the efficiency of the company
  6. Accidents at work or at home
  7. Be a victim of business scams or credit cards
  8. And so on

Unimaginable how many risks that can shake our financial condition. The risk can also threaten anyone.

Seeing this opportunity, the Senior Life Insurance company will assess the threatening risks and reimbursement guarantees of your work. The higher the risk, the greater the guarantee of reimbursement in case of disaster.

Protection against Risk vs. Insurance Premium

B. Protection against Risk vs. Insurance Premium

The greater the risk insured, the greater the insurance premium to be paid. So, do not think you can be an insurance participant anywhere, which is the cheapest premium.

If you are the backbone of the family, of course the risk of your life is greater. That’s why we can not just “just take insurance” by paying the cheapest premium. More important is the accuracy of the insurance program with your needs.

Not just health and life. The risk of losing property is also the case. So stingy premium pay, lost car no one joined to replace because there is no insurance.

As a result, you have to buy a car again. It will be different if we already follow the insurance program. Stingy premiums come from the mindset who feel the insurance is just a mere spending that can be ‘saved’. In fact, not infrequently also people assume, “pay insurance is the same as inviting disaster itself.”

C. Is Your Insurance Sufficient?

What are the criteria of adequate insurance? Probably many of you who already feel enough to be registered as a participant of the Health Insurance Provider (BPJS) Health and Employment Administration program?

The company you work with may already have an employee insurance program. The insurance programs provided may provide some protection, but they are limited in providing financial security for you and your family.

Especially considering Indonesia’s monetary condition is still strongly influenced by other countries, so the price of staple food is often uncertain. It’s time to reconsider insurance.

Ask yourself what you already have if you can risk being alone? Otherwise, insurance is the best solution, because it is time you take off the general mind of insurance means paying something that is not needed.

It’s a big mistake if you think insurance only adds to your spending. Because, which needs to be emphasized once more, we all will bear the risk that we can not predict when it comes.

Insurance helps minimize that risk, so your financial future and family is more secure. What is needed then is to set up expenditure items so as not to be broken.

As the saying goes, prevention is better than cure. Instead of getting into financial trouble after being struck down by having no insurance, we better prevent that problem.

Oak Nightstand 2 Drawer and One Shelf: Which Design Would be Best for You

Nightstands are made with various different designs. You might want to specifically opt for the kind with two drawers and one shelf. However, even from this kind, you get multiple choices to choose one from. Speaking about oak nightstand 2 drawer and one shelf, we have some designs you can consider for your bedroom design. Don’t you want to know how the designs are in this opportunity?

Nightstand with Open Upper Shelf

Oak Nightstand 2 Drawer and One Shelf Which Design Would be Best for You
Oak Nightstand 2 Drawer and One Shelf Which Design Would be Best for You

The first design of 2 drawer 1 shelf oak nightstand has open shelf between the tabletop and the drawers. Sure, the shelf has no door for hidden storage. However, it is neither one with all sides covered as well. This nightstand has pretty much open shelf from all sides, except the top and bottom. Such design makes pretty airy look if we must say. You can display your books neatly inside.

Nightstand with 1 Side Open Shelf

The second design of oak nightstand 2 drawer and one shelf has its shelf in the same position as the first one above, that is between tabletop and drawers. However, there is one that differentiates it than the first. While the first is all open shelf, this one only has the front side opened while the rests are covered. This 2 drawer 1 shelf oak night table has quite hidden storage to offer for your needs.

Nightstand with Open Lower Shelf

The third design is pretty much the same with the first, but different in where the shelf is made. Yes, the shelf you get is all open. It is perfect for those wanting to expose their stuff placed neatly inside. However, while the first has the shelf between the tabletop and the drawers, this oak nightstand 2 drawer and one shelf has it designed between the drawers and the bottom. Still, it has real nice look.

Oak nightstand 2 drawer and one shelf has all open shelf in either upper or lower part of the furniture. There is also one that only has its shelf front open.

How to Create Your Own WordPress Plugin Easily with 5 Steps

How to Create Your Own WordPress Plugin Easily with 5 Steps

You may add theme to your website to optimize it. It may be a good idea. However, sometimes custom plugin is better. In this case, you need to create your own WordPress plugin. You may think that it is difficult. However, this article will guide you do this simply & easily.

Steps by Steps How to Create WordPress Plugin

How to create your own WordPress plugin only requires 5 simple steps. Here are the steps you need to follow:

  1. FTP into your website

Firstly, you must access your website via FTP. You should use FTP program. For example, you can use Coda. You can consider other FTP programs you want.

  1. Navigate to WordPress plugin folder

After accessing your website via FTP, now you should navigate it to WordPress plugin folder. Usually, it is located at /wp-content/plugins.

  1. Make a New Folder for Your Own Plugin

To create your own WordPress plugin, the next step is to make a new folder for your own plugin. After that, enter it & continue to the next step.

  1. Make the main PHP file

Then, you should make the main file. In this step, you need to make a PHP file in your plugin folder & give the same name to it. Next, open the main file & do some editing if needed.

  1. Setup plugin’s information

The last step how to make your own WordPress plugin is to setup the information. Just copy & paste the information of plugin into the main plugin file. You have to make sure to edit its details like Plugin URL and Plugin Name.

That is all the steps that you need to follow. If you are interested in it, now you can create your own WordPress plugin by following these steps we have just explained.

Tips to Find Great Country House Plans

If you are looking for some peace and quiet, why no longer get a nation residence? By means of getting a nation residence, you are going to be ready to enjoy recent, smooth air, some peace and quiet, and other healthful benefits of nation residing.

When you seem for a great nation residence plan, you have to make sure that you just get one from a licensed architect. This is since quite a lot of organizations today are inclined to take knowledge of naive humans and present low-fine or even unsafe country apartment plans.

Why harmful? Good, you have to understand that there’s a lot more to designing a country residence than making it pretty. A great country condo plan will have to take into accounts the structural integrity of the constructing. Which means that the plan will have to now not produce some thing that will fall on the heads of humans who shall be dwelling in it. read desain dan furniture

Finding a great nation condo plan additionally requires a individual to be particularly prudent in phrases of costs. You ought to recognize what variety of expenditures you will be going through and whether or not or no longer you have got ample funding.

In case you are unable to fulfill the need, a first-class nation condominium plan should permit you to make specified alterations with the intention to scale back expenses. In other words, the country condominium plan should be flexible. You have to be capable to personalize the condominium and make it your possess without harmful the artistry of the architect. This can be a very rough satisfactory to obtain.

One other thing that you simply ought to appear for when choosing a satisfactory country condominium plan is compatibility with the environment. A nation condominium plan wants to slot in with the encircling countryside. This is due to the fact that of the fact that, in contrast to metropolis structures, country residences tend to face by myself.

A quality nation condominium plan will have to consider the more than a few elements of the nation-state. Whether or not you’re planning to construct the county apartment inside of a farm, a ranch, a vineyard or every other type of environment, the proper nation apartment plan will have to be capable to support you.

These are one of the vital major motives that you must consider when opting for a nation apartment plan. Via following these steps you are sure to emerge as not only with a plan to construct a country house, however with a plan to build your goals and your future.

To learn more hints on discovering residence design plans